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What identification will I need for a Pay Day Loan?

Photo ID such as driving licence, passport or work ID

• Your most recent bank statement showing your salary being received.
• A utility bill dated within the last 2 months.
• Cheque book and cheque guarantee card.
• One other form of identification with your signature.

Can I still receive a loan until pay day if I don't have a cheque guarantee card?

Yes, Gold 375 offers a pay day loan based on your debit card. For further details please discuss in store.

How much can I borrow?

You can borrow up to £600.

How much does it cost?

The interest charged is typically 13% of the face value of the cheque or 14.9% of the amount of credit.

Can my loan be extended?

Yes. The loan can be rolled over for periods of up to one month for the same charges as stated above.

How long will it take to process a loan?

Our skilled staff will give you an immediate decision and you will receive your cash instantly.

Will you run a credit check?

No, we base our decision on the information that you provide us with.

I am self-employed, can I still receive a Loan Until Pay Day?

No.

Do you contact current or former employers?

We do not contact your employer to approve your loan, we base our decision on the information that you provide us with.

What is a pay day loan 'roll-over'?

A rollover is simply an extension of the loan to a latter pay date. You pay the interest only and can roll it over as many times as you wish. Gold 375 are responsible lenders and will only roll loans over where we are confident on your ability to repay.

How many pay day loans can I take out in one month?

You will be given a manageable approved credit limit by us and as long as you do not exceed this limit, you can take out more than one loan.